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           墨韵云舍 
          
    
          
    
          
      
      
          
        
        
      
          
    
          
    
  
          
  

          
  
          
    
          
      
            
        
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          钩贷首笔识产发放款知在渝权挂
          
            
           焦点 • 2025-05-13 07:27:10  
          
          
          

          
          
              
          　　@上海证券报 日前，首笔重庆立鼎科技有限公司获得一笔贷款利率与企业发明专利数量挂钩的知识贷款，这是产权全国首笔“知识产权挂钩贷款”在渝落地。今年以来，挂钩人民银行重庆市分行深入推进“一行一品”产品创新，贷款鼓励辖区金融机构采用更加灵活的首笔利率定价和利息偿付方式，平衡贷款收益与风险，知识创新打造适应初创期、产权成长期科技型企业特点的挂钩信贷产品。
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